Tim founded Foresight in 1997 and has over 30 years of experience advising on and creating sophisticated financial planning solutions and strategies for clients in a clear manner that seeks to de-mystify the financial world.
Tim holds specialist qualifications in the following:
Tim advises on complex areas of inheritance tax, divorce and pension sharing and has acted as an expert witness on pension matters. Away from his desk, you will either find Tim in his garden, honing his culinary skills or engaged in various strategy games.
Steph joined Foresight in 2018 and works alongside Tim to support him and his clients, helping to maintain our high standards. Steph has qualifications in Life and Pensions Customer Operations and Financial Services Products and Solutions, enabling her to assist on all matters concerning client service and financial administration.
Before Foresight, Steph worked for Nationwide, where she helped customers with their day-to-day banking needs.
In her spare time, Steph loves going for walks with her husband Sam, daughter Isabel and Labrador Loki, particularly on Woodbury Common and Dartmoor, and enjoys travelling, squeezing in as many trips as she can each year.
Steve has been in financial planning for longer than ISAs, joining Foresight in 2009 and working alongside Tim, conducting due diligence, research and client reporting. Although grey in hair, he maintains a razor-sharp eye for financial detail and an obsession for keeping up to date in financial matters, albeit at the expense of pop music and other modern fripperies.
Steve loves wasting his spare time on current affairs, politics, and historical fiction, but his passion for Border Morris Dancing overshadows these interests.
Michelle joined Foresight in 2023 and works alongside Tim to support him to ensure clients receive a high level of service.
Before Foresight, Michelle provided a high standard of administration support for a team of Mortgage Advisors.
Outside of work, Michelle enjoys spending time with her family and friends, singing in a local choir, playing skittles for a local team and going to live music events.
James is a director and shareholder of Foresight, having joined the team in 2010 and provides comprehensive wealth management and financial planning advice to clients. James is a Chartered Financial Planner and a Fellow of the Personal Finance Society, demonstrating a high standard of knowledge, experience and professionalism.
James advises in complex areas such as inheritance tax and estate planning, long-term care, divorce and pension sharing.
James holds specialist qualifications in the following:
James is a proud dad of two, Jack and Maisie, both of whom work hard to ensure that going to work and the occasional CrossFit class counts as a rest.
Rachel studied accounting and finance at university and, after travelling the world, joined Foresight in 2015. Rachel is an independent financial adviser with a Diploma in Financial Planning and works alongside James to provide clients with advice and support in all planning areas.
Becky joined Foresight in 2011 and has over 30 years of experience working in the financial services sector, beginning her career in financial administration, then as an adviser and finally taking a research position after becoming a mum of two. She is naturally diligent and enjoys her role's technical and research aspects in supporting James and his team to deliver bespoke, often complex financial planning solutions for clients. She enjoys working from home but, equally, is happy to be in the office for the good company and cake.
When away from her desk, Becky enjoys being a mum, a spot of running, walking the Cornish coast with her dogs and travelling whenever possible.
Bev joined the financial services industry through General Accident, and then Embrace Financial Services, where she gained valuable experience and expertise in client support.
Her keen eye for detail means she is a valuable member of James’s Team helping to ensure that clients receive a high standard of service.
Rachel's K-9 companion, Merlin, is also a member of the Foresight team and spends his day greeting clients, attending the occasional meeting, and conducting welfare tours of the office (seeking treats).
Alan has been advising on mortgages since 1987 and has headed the Foresight mortgage team since 2002. As an independent mortgage adviser, Alan can source deals on and off the high street, and his wealth of experience allows him to navigate clients through the increasingly complex maze of the mortgage market.
Alan balances the pressures his role brings with regular yoga and 100-mile cycles.
Cory joined Foresight in 2020 and works alongside Alan in the mortgage department. Before Foresight, he worked as a protection specialist for a national firm and is passionate about helping families protect themselves against the uncertainty life can throw their way.
Clients have praised Cory's care and attention to their needs and requirements in obtaining mortgages and keeping them in close contact during the process.
Cory is from Leicester and moved to Exeter in 2017. Cory is an avid sports fan with a particular love of football and Formula One, as well as a passion for mountaineering and climbing.
Fiona joined Foresight in 2021 after a career in teaching for the last 25 years. Fiona loves her role supporting the whole team and particularly enjoys being the first point of contact for clients, helping efficiently with enquiries and ensuring all clients receive a warm welcome.
When not at work, Fiona enjoys spending time with her family, walking, swimming, singing and crocheting (but not all at the same time).
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